Hear more from leading industry experts and participants in previous semesters' courses on Panoramic Capital Academy.
Best execution is so incredibly important right now, so learning more about how that works was so helpful.
Amanda Coffrini
That was the most time I’ve ever spent on any class in my life, and I wanted to tell you how well I thought you presented course material. You were able to explain the modules you taught to someone who had very little experience in capital markets and made it relevant, understandable, and easy to digest.
Andre Dubos
I am now producing a daily attribution report. I don't know why I didn't use it before! I recently did a presentation to our board on Best Ex and this course really helped me prepare what I included in the materials.
Beth Frenzel
Industry participants who work between secondary and servicing valuation need a solid understanding of mortgage capital markets; Panoramic’s curriculum provides a thorough education in this space. Phoenix has a lengthy relationship with Rob and his leadership at Compass Analytics. I recommend considering this coursework for newer secondary and servicing valuation analysts.
Brett Schaffer
This was one of the best courses I’ve ever taken. I originally signed up out of a long-standing interest in Capital Markets—mostly for fun—and didn’t expect to use the material much in my Finance role. But I now find myself applying what I learned on a weekly basis across conversations with shareholders, loan officers, operations managers, secondary marketing, and more. The content was not only highly relevant and practical—it made me feel significantly more empowered and confident in industry discussions. The material was thoughtfully structured and delivered through a mix of lectures, discussions, assignments, and real-world conversations. Complex topics were made approachable and directly applicable to my day-to-day work. Whenever I had questions, I received immediate and helpful responses, which made the experience feel both personalized and high-impact. I genuinely wish there were a second semester to sign up for!
Brittany Hart
I'm already working in the mortgage capital markets space and so much of the math is already done, it's automatic and not something I was really exposed to prior to the course. The look under the hood really helps me understand how everything interacted.
Darius Young
There are a lot of nuggets here that will be very helpful for me while having hedging discussions with my clients. I know now more in depth questions that I can ask which will help identify flaws in some of my competitor’s offerings.
Dylan Rodriguez
I wanted to say thank you very much. I found the course this semester very helpful, and I have suggested our second and third crop of students for you to management. While I wish I had gotten a 100% in the class it is very helpful to see where the gaps in my knowledge are and I appreciate that your course was rigorous. I with 100% confidence can tell you I would not have achieved my recent promotion if it wasn’t for this course. I spent hours watching and rewatching your videos and podcasts about MSRs and that gave me a lot of knowledge and general speaking points to make me competitive for this role. This course has been a gift for me this holiday season, so I wanted to reach out and say thank you.
Fall 2024 Graduate
Amazing insight into capital markets that does not seem to be readily available in such structured comprehensive detail elsewhere. Thank you for putting the Mortgage Capital Markets course together in such a thoughtful way.
Fall 2025 Graduate
Such a great experience working with Rob and James on this course and such an enriching collaboration between the entire class and instructors where we all learn and grow together! Looking forward to next semester and some new courses as well that are currently under construction!
Gary Malis
For the first time, Rob has codified the material that otherwise requires a decade of experience in capital markets strategy. From retained/released servicing decisions to rate sheet and lock policies, and even which loan programs to offer, best practices in capital markets are foundational in a lender’s ascent from start-up to becoming the envy of their peers. The question “where can I learn more” has been consistently asked of me by clients at an industry-leading hedge advisor, from industry professionals following MBA classroom sessions, and by dozens of loan officers in a retail mortgage bank. Finally, we have an answer for those looking to master their craft: the takeaways from this course will empower decision-makers and aspiring professionals alike to grow both their businesses and their careers.
James Baublitz
I've known Rob, and worked closely with him, for over 17 years, and he is uniquely qualified in his ability to make the complex, simple. I'm certain he'll do the same with this course, which contains the right combination of topics. I can not imagine a company in our industry, that would not benefit from this service. The knowledge gleaned from course work would be a great jumping off point for newer employees, but also offer an opportunity for our more seasoned staff to learn the holistic knowledge needed to truly understand the mortgage banking enterprise.
Mark Garland
This comprehensive, in-depth 14-week program covers essential topics from best execution, rate sheet derivation, loan pricing and delivery, and servicing valuation. This course is unparalleled in the industry!
Michael M.
Rob Kessel, Gary Malis, and James Baublitz, CFA put on an absolute masterclass with this one. Challenging, enlightening, and highly informational. The content is engaging and entertaining while also clearly explaining some of the most complex topics I've come across. I'm certainly still far from being an expert, but the Mortgage Capital Markets class from Panoramic Capital Academy and Consulting gave me the insight to empathize and understand in entirely new ways. Super excited to use this knowledge and continue dominating mortgage tech in ways people never even thought possible . I highly recommend this class if you're looking to gain a deeper understanding of mortgage and capital markets.
Michael O.
I am certainly much better prepared to jump into capital markets discussions meaningfully now. Including asking intelligent questions that I simply lacked confidence and familiarity to do previously.
P.J. McCarthy
The right knowledge and experience are needed to navigate the mortgage capital market landscape strategically and successfully. Panoramic's coursework is a foundational collection of critical content for mortgage capital markets participants. It’s been great to work with Rob on his new offering and I wholeheartedly recommend this program to everyone looking to expand their knowledge in the space.
Seth Sprague
My over 25+ years of experience at a lender shop, Freddie Mac, hedge advisor, and as a consultant for the agencies has taught me one lesson over and over again - the industry needs a robust capital markets training solution. Now, that training is available at Panoramic Capital Academy. I’ve had the pleasure of working alongside Rob for many years, and I can fully endorse his ability to understand the breadth of knowledge required, and to break complex topics down into understandable units. A unique trait in the mortgage business. I strongly recommend anyone involved in mortgage tech, working for an agency, working in secondary, new to the servicing space, mortgage accounting or as a correspondent AE consider taking this course.
Wayne Brown
Reflecting on my own journey as I entered the workforce and advanced in my career, I can vividly recall the steep learning curves and the challenges that came with navigating the complex world of capital markets and mortgage technology. The hands-on experience over the years was invaluable, but having access to structured guidance like that offered by Panoramic Capital Academy would have undoubtedly accelerated my proficiency and confidence in handling these complex tasks. I would have also felt more comfortable in conversations with my peers/superiors as well as been able to help our company achieve further levels of profitability that I had to learn through years of experience. Rob Kessel’s exceptional ability to simplify and deliver complex topics assures me that Panoramic Capital Academy’s coursework will be invaluable, especially for younger professionals. This program will undoubtedly expedite career growth and equip participants with the confidence to excel. Speaking as someone who worked directly for Rob, under his tutelage, you will quickly understand Capital Markets from a holistic view and be able to apply that knowledge to deliver results. Capital Academy is an unparalleled resource for advancing careers in the Capital Markets and Mortgage Technology. Under Rob's expert guidance, this academy will empower individuals to thrive in this dynamic field.
Wes Horbatuck
